Planned Gifts

Join United Hebrew’s Legacy Circle

Planned gifts are donations in which a commitment is made to United Hebrew now, and UH will have use of the funds at some point in the future.

By taking advantage of various planned giving methods, you can create a legacy and still maintain needed income during your lifetime.  

With all planned gifts, you will be invited to be a part of United Hebrew’s Legacy Circle, which has been established to give much deserved recognition to members who help ensure the future of our congregation.  Being part of the Legacy Circle includes special recognition events, such as receptions with the rabbis and cantor.

Here are some of the ways to make planned gifts:

Bequests

You may include United Hebrew in your will or trust, or name United Hebrew as a beneficiary on your insurance, retirement plan or other assets, allowing you to leave a legacy at UH without giving up current assets or income.  Your estate may receive a charitable estate tax deduction as well.

For more information on three basic types of bequests and specific wording that you can use to name United Hebrew in your will, click here.

Gift Annuity

You can make a gift to United Hebrew and receive a fixed, guaranteed income for life, or include your spouse or other beneficiary and receive a fixed, guaranteed income for both of your lives.  Part of your income may be tax-free and part of your gift is tax-deductible.

Gifts can be funded with cash or appreciated securities.  If you give with appreciated securities, you can also defer capital gains tax.  Gift annuities are perfect for donors who wish to make a gift to United Hebrew now, but still rely on the income produced by their assets.  The suggested minimum contribution: $10,000.

The following are the rates for an individual as of February 2009.

Age            Rate

60              5.0%

65                            5.3%

70                            5.7%

75                            6.3%

80                7.1%

85                            8.1%

90+            9.5%

Charitable Remainder Trusts

You contribute a sum of money or property to a trust in return for income at a rate that you determine.  Please click here if you would like more details on Charitable Remainder Trusts.

Charitable Lead Annuity Trusts

You contribute a sum of money or property to a trust and UH receives a fixed annuity payment from the trust for a specified number of years.  At the end of the term, the assets of the trust pass to your heirs.  Please click here if you would like more details on Charitable Lead Annuity Trusts.

Gifts of Life Insurance

You can name United Hebrew as both owner and beneficiary of a new or existing life insurance policy.  If there are premiums yet to be paid, you pledge to reimburse the Temple for those premiums.  Please click here if you would like more details about Gifts of Life Insurance.

For more information,  call Amy Stone, Director of Development at 314-469-0700, ext. 120 to see how you can make a lasting impact on the future of the congregation.